MEFI turns everyday financial activity into a verified score. SACCOs lend with confidence, businesses unlock credit and partnerships, and investors get an early stake in a product already live in the market.
Traditional financial systems were built around formal banking data. That leaves out a lot of real, verifiable economic activity, the kind that shows how someone actually earns, spends and manages money day to day.
MEFI brings together the financial and economic signals that matter, income, behaviour, business activity and resilience, into a single identity that stays with the person or business it belongs to.
Financial activity is shared securely, from mobile money to everyday transactions, without handing over sensitive personal data.
MEFI looks at patterns over time, how regularly someone earns, how consistent their activity is, and how long it has been sustained.
A signed, tamper-proof identity is produced that individuals and businesses can use with lenders and partners they trust.
Give your treasurers a real financial picture of every member, drawn from activity a bank statement never shows.
Turn the revenue you already move into a verified financial identity that opens doors with lenders and partners.
A working product already deployed, built for a market of millions who are credit invisible today.
A fuller view of financial activity than banking history alone can offer.
Every identity is signed and verifiable, so it cannot be altered after the fact.
No new hardware or accounts needed, MEFI works with activity that already exists.
Raw data is processed to build the identity and is not retained beyond that purpose.
We're onboarding a first group of individuals, businesses and partners. Tell us a bit about you and we'll be in touch.
We'll be in touch within a few days.
Based in Nairobi and building something we believe Kenya, and beyond, needs.